Monday, December 19, 2011
Tuesday, December 6, 2011
Thursday, December 1, 2011
Wednesday, November 23, 2011
Monday, November 14, 2011
Monday, November 7, 2011
Monday, October 31, 2011
Tuesday, October 25, 2011
Monday, October 17, 2011
Interest Rates for Car Byers
Interest Rates for Car Buyers
FICO Score Interest Rates
720 - 850 5.73%
690 - 719 7.37%
660 - 689 9.40%
620 - 659 12.76%
590 - 619 17.68%
500 - 589 18.50% Accurate as of 10/14/2011
Used car rates will be for a 3-year old used vehicle.
FICO Score Interest Rates
720 - 850 5.73%
690 - 719 7.37%
660 - 689 9.40%
620 - 659 12.76%
590 - 619 17.68%
500 - 589 18.50% Accurate as of 10/14/2011
Used car rates will be for a 3-year old used vehicle.
Wednesday, October 12, 2011
Thursday, October 6, 2011
Monday, October 3, 2011
Friday, September 23, 2011
Thursday, September 22, 2011
Thursday, September 15, 2011
Thursday, September 8, 2011
Monday, August 29, 2011
Tuesday, August 16, 2011
Wednesday, August 10, 2011
Thursday, August 4, 2011
Thursday, July 28, 2011
Monday, July 25, 2011
Wednesday, July 20, 2011
Monday, July 18, 2011
Monday, July 11, 2011
Tuesday, July 5, 2011
Wednesday, June 29, 2011
Monday, June 27, 2011
Thursday, June 23, 2011
Monday, June 20, 2011
Thursday, June 16, 2011
National Average New Car Rates for 60 months
National Average New Car Rates for 60 months
720 - 850 5.73%
690 - 719 7.37%
660 - 689 9.40%
620 - 659 12.76%
590 - 619 17.68%
500 - 589 18.50%
720 - 850 5.73%
690 - 719 7.37%
660 - 689 9.40%
620 - 659 12.76%
590 - 619 17.68%
500 - 589 18.50%
Wednesday, June 15, 2011
Monday, June 13, 2011
Friday, June 10, 2011
Wednesday, June 8, 2011
Monday, June 6, 2011
Thursday, June 2, 2011
Monday, May 23, 2011
Thursday, May 19, 2011
Tuesday, May 17, 2011
Wednesday, May 11, 2011
Monday, May 9, 2011
Wednesday, May 4, 2011
10 Cheapest Cars to Maintain
Toyota Takes Four Out of 10 Spots
Click on line above to check out article.
Click on line above to check out article.
What is Gap Insurance?
So many people that I talk too or that my team talks too do not know exactly what Gap insurance is. Gap insurance is real simple. Let's say that you buy a vehicle and you drive off the lot owing $25,000. And let's say that you are involved in an accident and the car is totalled. The insurance company may value your vehicle at $21,000 So the insurance company is willing to pay only $21,000 on a car that you owe $25,000 on. That leaves you owing the $4000 difference. No one wants to pay money for something that they do not have so they invented Gap insurance. Gap insurance pays the difference between what you owe and what the insurance company will pay on your vehicle.
My Dad used to call insurance a necessary evil and I quess that is somewhat true. Insurance is necessary to protect you financially and yet it is evil for the mere fact that things must operate that way and extort protection money from us in the first place.
Well, atleast you will know what Gap insurance is for the next time it is offered to you.
My Dad used to call insurance a necessary evil and I quess that is somewhat true. Insurance is necessary to protect you financially and yet it is evil for the mere fact that things must operate that way and extort protection money from us in the first place.
Well, atleast you will know what Gap insurance is for the next time it is offered to you.
A Tale of Two Cars
I don't know if everyone feels this way but when it comes to cars, for me there is a dichotomy. First there is the practical side that says that a vehicle is just for moving people or things from point A to point B. The vehicle is seen as a pure mode of transportation where one will consider the overall cost of the vehicle from repairs and maintenance to resell and fuel costs. This side is very analytical. Then there is the other side that looks at a vehicle as a thing of beauty and even status. This part looks at styling, appeal and even what others think. This is the side that carmakers are used to appealing to.
Having been a car salesman for many years I would try and decide which type of person I had in front of me, the practical or the overall level of appeal type. If it was the practical we would crunch numbers and go over the statistics but if it was the other type we would spend more time driving the vehicle. I would wave at everyone as if they were taking notice of the vehicle and have the customer drive by reflective glass windows so they could actually see themselves in the car. Those little tricks always helped in making the sale.
Maybe everyone has these two sides to them. I just don't like the impractical side very much. I mean to be swayed by what others think to me is a sign of weakness yet a lot of people buy a vehicle based upon status or appeal. Yes there is a certain appeal while setting in a fast car, reving the engine and feeling all sporty and there is the luxury side of a vehicle that surronds one with creature comforts. I mean it does make a person feel good when someone says, "Wow, nice car!". I guess this is why there are so many highline automobiles on the market.
With gasoline on the rise people become more conscious of the practicle side. They start thinking overall costs and fuel mileage. Oh well, a vehicle is after all just a means of going from point A to point B, right?
Having been a car salesman for many years I would try and decide which type of person I had in front of me, the practical or the overall level of appeal type. If it was the practical we would crunch numbers and go over the statistics but if it was the other type we would spend more time driving the vehicle. I would wave at everyone as if they were taking notice of the vehicle and have the customer drive by reflective glass windows so they could actually see themselves in the car. Those little tricks always helped in making the sale.
Maybe everyone has these two sides to them. I just don't like the impractical side very much. I mean to be swayed by what others think to me is a sign of weakness yet a lot of people buy a vehicle based upon status or appeal. Yes there is a certain appeal while setting in a fast car, reving the engine and feeling all sporty and there is the luxury side of a vehicle that surronds one with creature comforts. I mean it does make a person feel good when someone says, "Wow, nice car!". I guess this is why there are so many highline automobiles on the market.
With gasoline on the rise people become more conscious of the practicle side. They start thinking overall costs and fuel mileage. Oh well, a vehicle is after all just a means of going from point A to point B, right?
Monday, May 2, 2011
Who Builds The Best Cars?
I was recently in an auto forum and the discussion came up of which cars have the least problems. One guy was adament that it depends solely on the owner and whether or not he was keeping up with the mainetenace or not. I agree wholeheartedly that keeping up with the maintenance is a key factor in keeping repairs down but that is not the whole of the story.
My question is who builds vehicles the best to begin with so that they do not have breakdowns. The guy in the forum thought that was an absurd question as he supposed that they were all made with equal perfection. I had to disagree, having worked in the service contract business I see the rates given for coverage on all of the vehicles and those rates are based upon acual frequency of repairs. They have people that deal with those facts on a daily basis. They are called actuaries. Actuary is an insurance term that means a person who computes premium rates, dividends, risks, etc., according to probabilities based on statistical records.
According to the previous article that I posted that was called, "2011 Automakers Report Card" it is Toyota, Honda and Subaru who builds the best cars. Of course not everyone likes that fact because they drive something else. Plus we get the argument of buying American products. According to other aticles I have read Toyota is the number one car as for as made in America and Honda is number two. I know that doesn't set well with those that call themselves domestic car companies but it is the truth. So if you ever get into a conversation with someone on who builds the best cars you can say that America does. Just don't get specific.
My question is who builds vehicles the best to begin with so that they do not have breakdowns. The guy in the forum thought that was an absurd question as he supposed that they were all made with equal perfection. I had to disagree, having worked in the service contract business I see the rates given for coverage on all of the vehicles and those rates are based upon acual frequency of repairs. They have people that deal with those facts on a daily basis. They are called actuaries. Actuary is an insurance term that means a person who computes premium rates, dividends, risks, etc., according to probabilities based on statistical records.
According to the previous article that I posted that was called, "2011 Automakers Report Card" it is Toyota, Honda and Subaru who builds the best cars. Of course not everyone likes that fact because they drive something else. Plus we get the argument of buying American products. According to other aticles I have read Toyota is the number one car as for as made in America and Honda is number two. I know that doesn't set well with those that call themselves domestic car companies but it is the truth. So if you ever get into a conversation with someone on who builds the best cars you can say that America does. Just don't get specific.
Thursday, April 28, 2011
Make a YouTube Video Ad To Sell Your Used Car
For a Quick Sale, Link Your Classified Ad to a Video Ad
Click on line above.
Click on line above.
Wednesday, April 27, 2011
Over 10 Years of Service.
National Vehicle Headquarters is celebrating over 10 years of serving the public and providing service contracts. http://nvhonline.com/
Tuesday, April 26, 2011
Monday, April 25, 2011
National Average Interest Rates for a 60 month Auto Loan
FICO Score Interest Rates
720 - 850 5.73%
690 - 719 7.37%
660 - 689 9.40%
620 - 659 12.76%
590 - 619 17.68%
500 - 589 18.50% Accurate as of 04/22/2011
720 - 850 5.73%
690 - 719 7.37%
660 - 689 9.40%
620 - 659 12.76%
590 - 619 17.68%
500 - 589 18.50% Accurate as of 04/22/2011
Friday, April 22, 2011
Thursday, April 21, 2011
Wednesday, April 20, 2011
Tuesday, April 19, 2011
Monday, April 18, 2011
Friday, April 15, 2011
Celebration
National Vehicle Headquarters...
We are celebrating 10 years of serving the public.
Thank you for letting us assist you in your automotive needs.
We are celebrating 10 years of serving the public.
Thank you for letting us assist you in your automotive needs.
Thursday, April 14, 2011
Wednesday, April 13, 2011
Monday, April 11, 2011
Friday, April 8, 2011
Thursday, April 7, 2011
Wednesday, April 6, 2011
Tuesday, April 5, 2011
Monday, April 4, 2011
Friday, April 1, 2011
5 Tips for Choosing the Right Auto Body Shop
5 Tips for Choosing the Right Auto Body Shop http://www.edmunds.com/car-care/5-tips-for-choosing-the-right-auto-body-shop.html
Thursday, March 31, 2011
Powertrain Warranties or Drivetrain Warranties
A powertrain warranty sounds good when you are looking at vehicles. The powertrain warranty usually lasts longer than the commonly referred to bumper-to-bumper warranty. I talk to people all of the time that say, Oh, I'm covered for 5 years and up to 60,000 miles. They of course, are referring to the powertrain warranty. Powertrain warranties usually only cover the internally lubricated parts of the engine and transmission. These are parts that almost never fail and when they do chances are you didn't change your oil which will void the warranty. Powertrain warranties are a great sales gimmick to get you to buy thinking you are well protected. I have heard that only 2% of people ever actually use a powertrain warranty. I can't say this is a fact but I suspect it to be true. Anyway, I don't want to brust your bubble but if you like security from repair bills then I would look into a good extended service contract.
Ken Johnson
Ken Johnson
Wednesday, March 30, 2011
Tuesday, March 29, 2011
Monday, March 28, 2011
Friday, March 25, 2011
Wednesday, March 16, 2011
Sell your Car With a Youtube Video
Make a YouTube Video Ad To Sell Your Used Car. Click on line above.
You Don't Have Extended Warranty No Matter What You Were Told
Most people refer to it as extended warranty but that is incorrect usage. No one can extend your warranty except the manufacturer. If for an example Ford Motor Company which gives you a 3 year or 36,000 mile warranty on most vehicles wanted to issue a proclamation that says all 2011 F 150's now have a 4 year or 50,000 mile warranty then that would be an extended warranty. Whether you buy your coverage at the dealership or from someone else it is not really legally speaking an extended warranty. It is in fact a service contract. Many dealerships sell a variety of plans from different administrators. A service contract can be compared to insurance coverage. Ford does not insure your vehicle. Instead someone like Allstate, State Farm or Farmers protects your vehicle. The same way a service contract may be administered by American Guardian or Royal Administration while that company is underwritten by an insurance company like Virginia Surety Company or Lyndon Insurance Company. The point is you should make sure you get a good solid product from a reputable company that has been in business for years. National Vehicle Headquarters is just such a company. So the next time some one asks you if you want extended warranty just tell them don't you mean a service contract?
Thursday, February 24, 2011
Monday, January 17, 2011
Tuesday, January 4, 2011
How to Avoid Getting Ripped Off for Auto Repairs
Click on line above. You can also protect yourself from getting ripped off on auto repairs if you get extended coverage from a reputable place like National Vehicle Headquarters.
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