You Don't Have Extended Warranty No Matter What You Were Told

Most people refer to it as extended warranty but that is incorrect usage. No one can extend your warranty except the manufacturer. If for an example Ford Motor Company which gives you a 3 year or 36,000 mile warranty on most vehicles wanted to issue a proclamation that says all 2011 F 150's now have a 4 year or 50,000 mile warranty then that would be an extended warranty. Whether you buy your coverage at the dealership or from someone else it is not really legally speaking an extended warranty. It is in fact a service contract. Many dealerships sell a variety of plans from different administrators. A service contract can be compared to insurance coverage. Ford does not insure your vehicle. Instead someone like Allstate, State Farm or Farmers protects your vehicle. The same way a service contract may be administered by American Guardian or Royal Administration while that company is underwritten by an insurance company like Virginia Surety Company or Lyndon Insurance Company. The point is you should make sure you get a good solid product from a reputable company that has been in business for years. National Vehicle Headquarters is just such a company. So the next time some one asks you if you want extended warranty just tell them don't you mean a service contract?